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Owning a condo in Binghamton, NY comes with its own set of responsibilities. While your HOA may cover the building's structure, your unit’s interior and personal belongings need protection. Condo insurance, also known as an HO-6 policy, offers coverage for your possessions, interior improvements, and provides liability coverage in case of an accident. At Acclaim Insurance Agency, Inc, we’re here to ensure your condo is fully protected. Have questions? Call us at 607-655-3399 for expert guidance.
An HO-6 policy typically includes these coverages:
Interior Protection: Covers damage to your condo's walls, flooring, and fixtures.
Personal Property: Provides coverage for furniture, electronics, and clothing.
Liability Coverage: Protects you from legal and medical costs if someone is injured in your unit.
Here are the most common claims condo insurance can help with:
| Claim Type | Description |
|---|---|
| Water Damage | Repairs for water damage caused by leaks, broken pipes, or malfunctioning appliances. |
| Theft | Replaces stolen valuables from your unit. |
| Fire Damage | Covers repair and replacement costs due to fire damage. |
| Liability Claims | Covers legal and medical expenses if someone is injured inside your condo. |
It’s important to choose the right coverage for your personal belongings and your condo's interior. Acclaim Insurance Agency, Inc offers customized solutions to fit your needs. Call 607-655-3399 to find out which option is best for you.