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(607) 655-3399 Windsor, NY

Protect Your Belongings with Renters Insurance in Broome County, NY

Renters Insurance: Protect Your Belongings Today

 


Renting a home in Broome County, NY? Make sure your personal belongings are protected with renters insurance from Acclaim Insurance Agency, Inc. From fire to theft, the unexpected can happen anytime. And while your landlord’s insurance covers the building itself, it won’t protect your stuff. That’s where renters insurance comes in.

What Renters Insurance Covers

Renters insurance is designed to safeguard your personal property and provide liability coverage in case of accidents. If a visitor slips and falls in your rental or your home is broken into, renters insurance helps cover those costs. Contact Acclaim Insurance Agency, Inc at 607-655-3399 to explore policy options.

Why Renters Insurance is Essential in Broome County, NY

Many renters wrongly assume their landlord’s insurance will protect their belongings, but it won’t. Renters insurance is there to help in case of fire, theft, or water damage, covering everything from electronics to clothing. It also provides liability coverage if someone is injured on your property.

Reach out to Acclaim Insurance Agency, Inc at 607-655-3399 to discuss how renters insurance can protect you from unexpected events.

Typical Coverage in Renters Insurance

Fire Damage
Helps replace or repair belongings damaged by fire or smoke.

Theft
Renters insurance helps you recover the value of stolen items if your home is burglarized.

Water Damage
Coverage for damage caused by leaks, burst pipes, and other water-related issues.

 

Typical Claims on Renters Insurance

Here are some common claims you can file under renters insurance:

Claim Type Description Average Cost
Fire Damage Damage caused by fire, including replacement costs. $10,000 - $50,000
Theft Reimbursement for stolen belongings. $1,000 - $5,000
Water Damage Coverage for damages caused by plumbing issues. $2,000 - $10,000
Liability Claims Protection if someone is injured on